Equipment finance is meant to be fast. Most brokers and banks haven’t got the memo. You’re waiting three weeks for an approval on a $200,000 ute while the deal you needed it for has already moved on.
At Bull Money, we treat equipment finance like the time-sensitive work it is. Most standard applications are approved same day. We know which lenders specialise in which assets, which industries, and which structures and we send your application straight to the one most likely to say yes, fast. You find the gear – we fund it before the auction closes.
Whether you’re upgrading a single ute, expanding a fleet, or fitting out a new site, if you want a broker who moves at the speed of your business and finds the right structure for your tax position, you’re in the right place.
You need the asset funded yesterday
Auction on Friday. Contract starts Monday. Season’s about to break. We move fast – most standard applications get approval same day, with funds available within 48 hours.
You’re scaling up and need the right structure
Chattel mortgage, finance lease, hire purchase, novated. Each one has different tax and cash flow implications. We talk to your accountant if you want, and structure the deal so the GST, depreciation, and balance sheet treatment all stack up.
You’ve got tricky kit or a tricky industry
Specialist machinery, used equipment, imported gear, primary production assets. Mainstream banks pass; we know the specialist lenders that don’t. If it earns the business money, someone on our panel will fund it.
Three steps from first conversation to funded - no back-and-forth, no waiting, no fine-print surprises.
Tell us what you're buying and what the business is doing. Takes five minutes - we keep it short because you're busy.
We send the deal to the lender most likely to back it fast. Most standard applications are approved same day.
We handle the paperwork, liaise with the supplier and the lender, and get the funds where they need to go. You pick up the gear and get back to work.
Every Bull Money equipment finance client gets a full picture of their options - rate, term, balloon, fees, total cost, and tax treatment - before we submit a single application.
We’re not aligned to any bank or lender. We have no preferred partner arrangements and no financial incentive to recommend one lender over another.
What you get is a recommendation built around the asset, your business, and how you want the deal structured. 30+ lenders. Zero conflicts.
Speed isn’t about skipping steps. It’s about knowing exactly which lender backs which asset, in which industry, at which rate and sending the deal straight to them.
We’ve done the legwork already. That’s why we can move in hours where other brokers take weeks.
You won’t be handed off after the first call. Your broker handles the application, the supplier coordination, and the settlement and stays contactable throughout.
No call centres. No starting from scratch every time you ring. One person. The whole journey.
